Thursday, 29 January 2015

Shopping Smart in time of Sale

Two more days and Dubai Shopping Festival (DSF) is almost over. It is a one month festive celebration in Dubai starting 1st of Jan until end of January. 

Just 2 more days left and I just bought a 'Jordan' shoes for my nephew. Not a single item for me. Though today, I almost take home an Ipod nano with earphone, Beats by Dr. Dre. It was actually a good deal but as usual, i have to sleep on it and research more before i buy it.

Do i really need it? No! I just want to buy something for my birthday (in 2 weeks!). Actually i already bought a gift for me in advance 3 months ago:) So advanced right? T'was my first branded/designer bag and costs me almost PHP50K. But hey, no judgement here! I've been researching and dreaming of it for almost a year. So, what the heck! I want it. Period.

I know this blog is supposed to be about saving, investing and living. Sometimes we have to be balanced and enjoy the fruits of of our hard work. I've been working my ass off for more than a year living just 30% of my salary. I need to give in to my wants once in a while :)

Today, while i was looking around for the Ipod nano and just had a casual conversation with a "Pinoy" salesman who insists to take the good deal with Ipod + Beats' earphone.

Kabayan: Take it na ate, its a very good deal, imagine you can only buy the earphone for AED100 while the actual cost is AED484.

Me: I will think of it pa, i don't need it actually but i've been eyeing this for a long time.

Kabayan: Take it na, what is the use of working as OFW if we cannot buy what we like. Besides, you have credit card naman ata eh. I bought nga an iPad mini, sale kc.

Me: "Yes, i have, but a credit card doesn't mean you can buy it for free. I still have to pay for it. Saka you should buy only the things that you need not because it was on sale". Nag-lecture pa ang lola mo. Siguro, sabi ni kabayan to himself, Whatever!

To make the story short, i just said, i will think it over and also check around and then we'll see. Anyway, I still have 2 days to think. In the end, i went home empty handed.

Imagine, if all of our fellow OFW has this kind of mindset, no wonder that most of them will go home empty handed as well.

I just hope someday, they will be more literate about finances and be disciplined as a consumer. 

For me, I will just look forward the good things and comfort I will get once I reached my target certain age.

So for now, better to buy stocks as a gift to my future "me".

Happy weekend everyone.